Job Description
What you'll do
We're looking for a Credit Strategy Specialist to design, implement, and optimize credit strategies that directly impact growth, risk, and customer experience. This role sits at the intersection of data, risk, and business, owning key levers such as credit policies, limit‑setting frameworks, and decision rules. You will work closely with Data, Operations, and Commercial teams to ensure we scale responsibly while maximizing approval rates and portfolio performance.
- Own credit strategy design: Define and evolve underwriting policies, approval criteria, and limit‑setting frameworks.
- Translate data into decisions: Leverage analytics and model outputs to drive actionable credit rules.
- Optimize portfolio performance: Balance approval rates, revenue, and loss rates through continuous strategy iteration.
- Design decision frameworks: Build and refine rules for acquisition, line increases, and ongoing exposure mana...