Credit Officer at Assurance Micro-Credit Enterprise

Assurance Micro-Credit Enterprise is looking for a results-driven and analytical Credit Officer to join our team. If you have a sharp eye for financial risk and a passion for portfolio management, we want to hear from you.

The Role

As a Credit Officer, you will manage the full credit cycle—from assessing new loan applications to overseeing the recovery of funds. Your goal is to grow a healthy loan portfolio while minimizing institutional risk.

Key Responsibilities

1. Credit Assessment & Approval

● Review loan applications for accuracy and compliance with internal policies.

● Analyze financial statements and business plans to determine borrower creditworthiness.

● Recommend loan approvals or declines based on risk appetite.

● Structure loan terms and pricing to effectively mitigate risks.

2. Portfolio & Risk Management

● Monitor existing loans to ensure healt...